What the DMV’s Stay-at-Home Orders Mean for Credit Unions

Maryland Governor Hogan, Virginia Governor Northam and DC Mayor Bowser all issued stay-at-home directives on Monday to slow the spread of COVID-19 cases.

So, what does this mean for credit unions? Not much has changed. Credit unions are still considered essential businesses in all three areas and are allowed to operate and serve members. The emergency orders all expressly state that individuals may leave home to work at and commute to “essential businesses,” including interstate travel. While not required, credit unions can provide staff with a Certification of Essential Services letter as documentation as they commute between work and home. You can download the customizable template here that was developed with legal guidance by Kaufman & Canoles. The timeframe for the directive varies in each region, but all are pledging strict enforcement.

District of Columbia
The order takes effect Wednesday, April 1 at 12:01 am and remains in place through April 24. Anyone who violates the stay-at-home order may be charged with a misdemeanor and subject to a $5,000 fine, 90 days in prison, or both.
DC Stay-at-Home Order

The order took effect 8 pm on Monday, March 30 and remains in place until the state of emergency is rescinded. Anyone who violates the order will be guilty of a misdemeanor that carries a possible sentence of up to one year in prison and/or a fine of up to $5,000.
Maryland Stay-at-Home Order

The order took immediate effect on Monday, March 30 and remains in place until June 10. Anyone in violation will be guilty of a class one misdemeanor, which is punishable by up to a year in jail and a fine up to $2,500.
Virginia Stay-at-Home Order